Disclaimer
The information and advice in this website and book are not intended to replace the services of financial professionals with knowledge of your financial situation. The advice and strategies contained in this website and book may or may not be suitable for your situation. You should consult with a professional where appropriate. Neither the publisher nor the author shall be liable for any loss of any profit or any other commercial damages. All investments are subject to risk, and this should be considered before making any financial decisions.
This website and book are designed to provide information that the author believes to be accurate on the subjects it covers, but it is sold with the understanding that neither the author nor the publisher is offering individual advice for any specific portfolio or to any individual’s particular needs or providing investment advice or other professional services such as tax, legal, or accounting advice. A professional’s services should be sought if one needs expert assistance in areas that include investment, tax, legal, and accounting advice. This publication references performance data collected from past periods. Past results do not guarantee future performance.
Performance data and laws and regulations change over time, which could change the status of the information in this website and book. The data may not reflect the deduction of management fees or other expenses. This book provides historical data to illustrate the underlying principles. This website and book are not intended to serve as the basis for any financial decision, as a recommendation of a specific investment advisor, or as an offer to sell or purchase any security. Before investing, only a prospectus, read and considered carefully, may be used to offer, sell, or purchase securities. No warranty is made concerning the accuracy or completeness of the information contained in this website and book, and the author and publisher specifically disclaim any responsibility for any liability, loss, or risk, which is incurred as a consequence of the use and application of any of the contents of this book. The examples used in this book are for illustrative purposes only. The programs and benefits discussed in this book only apply in the United States of America.
Some names and identifying details have been changed.