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This website and book are designed to provide information that the author believes to be accurate on the subjects it covers, but it is sold with the understanding that neither the author nor the publisher is offering individual advice for any specific portfolio or to any individual’s particular needs or providing investment advice or other professional services such as tax, legal, or accounting advice. A professional’s services should be sought if one needs expert assistance in areas that include investment, tax, legal, and accounting advice. This publication references performance data collected from past periods. Past results do not guarantee future performance.
Performance data and laws and regulations change over time, which could change the status of the information in this website and book. The data may not reflect the deduction of management fees or other expenses. This book provides historical data to illustrate the underlying principles. This website and book are not intended to serve as the basis for any financial decision, as a recommendation of a specific investment advisor, or as an offer to sell or purchase any security. Before investing, only a prospectus, read and considered carefully, may be used to offer, sell, or purchase securities. No warranty is made concerning the accuracy or completeness of the information contained in this website and book, and the author and publisher specifically disclaim any responsibility for any liability, loss, or risk, which is incurred as a consequence of the use and application of any of the contents of this book. The examples used in this book are for illustrative purposes only. The programs and benefits discussed in this book only apply in the United States of America.
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Proceed with Caution: This website has been prepared for informational purposes only and is not intended to be used as financial advice. Past performance is not indicative of future results and can change due to changing market conditions and changing economic conditions. I am not a financial advisor and any information given or spoken about is for educational purposes only.
All investing is subject to risk, including the potential loss of the money you invest. All financial and investment opinions expressed through email and phone are based on personal research and experience. Although best efforts are made to ensure that all information is accurate and up to date, errors and misprints may occur. I will not advise you personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy or other issues. Be sure to consult your own financial advisor.